Housing Development Finance Corporation Ltd ( HDFC )

Banking Services

Company Summary

Housing Development Finance Corporation Limited provides housing finance to individuals and corporate customers in India. It operates through Loans, Life Insurance, General Insurance, Asset Management, and Others segments. The company accepts fixed deposits, such as monthly income plans, non-cumulative interest plans, annual income plans, and cumulative options; and trust deposits. It offers loans for the purchase and construction of houses; home renovation and extension, plot, and top-up loans; loans to agriculturists, planters, horticulturists, and dairy farmers; loans for the salaried/self-employed individuals; loans for non-resident Indians; loans against property; and commercial property and plots loans, as well as education loans. In addition, the company provides cross-selling products and services; investment advisory services; life insurance products; general insurance products, including motor, health, travel, crop, home, personal accident, property, marine, aviation, and liability insurance; venture capital funds; asset management services comprising portfolio management, mutual fund, and property investment management; and other services consisting of project management and investment consultancy services. As of March 31, 2022, it operated through a network of 672 offices; and 3 offices in Dubai, London, and Singapore. The company was incorporated in 1977 and is based in Mumbai, India.

ESG Rating Overview

Sustainalytics

Overall ESG Rating :

18.9
Rating Scale
0-10Negligible10-20Low20-30Med30-40High40+Severe
0100E2.5S7.9G8.7

Refinitiv

Overall ESG Rating :

83
Rating Scale
0-25Poor 25-50Satisfactory 50-75Good75-100Excellent
0100E35S88G97

Overall ESG Rating :

A
Rating Scale
CCCB
Laggard
BBBBBA
Average
AAAAA
Leader

HDFC is average among 62 companies in the diversified financials industry.

Temperature Rise :

1.5℃
CLIMATE SCALE
≥ 3.85°CLagging > 2°C - < 3.85°CMisaligned ≤ 2°CAligned